Should I buy a gym membership?

Buy or Broke is a 10-second gut-check, not a budgeting app. You paste a purchase and a few numbers, and it turns them into plain stats so the trade-off is obvious at a glance.

• Hours of your life — the price divided by your hourly pay (a month is treated as ~160 working hours).
• If invested 10 yrs — the same money compounded at about 7% a year.
• Share of 1 month's pay — the price as a percentage of your monthly take-home.
• Buffer / months to save — what's left after buying, or how long it'd take to save up from your spare cash.

These are rough estimates for perspective — real returns vary and aren't guaranteed. It's not financial advice; your real situation is yours to judge.